Trusted Since 1986
Empowering you to achieve financial success and security.
Our team of experts creates customised financial plans tailored to your unique goals, providing a roadmap to financial security and freedom.
Client Reviews
What our clients say.
"Momentum's knowledge and experience is first class and has provided us with the long term financial security we require in our retirement. We have no hesitation in recommending them to anyone looking for an exceptional financial adviser."
"Our family has grown and prospered thanks to the care and attention of the team at Momentum Wealth. They took the time to understand our unique circumstances and goals. Paul Huggins is a true professional."
"The team at Momentum Wealth are incredibly knowledgeable and experienced and are meeting my ongoing needs very well. I look forward to following their guidance for many years to come."
"After years of feeling overwhelmed by our finances, Momentum gave us total clarity. Robert walked us through everything with patience and expertise. Life-changing advice delivered with genuine care."
"Cheng has been outstanding in helping us structure our SMSF. His attention to detail and proactive communication gives us complete confidence. Highly recommend the entire team."
"We have been clients for over 15 years and the service has never wavered. Momentum genuinely cares about our financial wellbeing and it shows in every interaction."
Credentials & Memberships
Our Philosophy
Certainty in complicated times.
At Momentum Wealth Management we take the time to understand your unique situation, life goals and the way you want to live into the future. There is no "one strategy fits all" in our financial planning playbook.
Plan, Protect, Prosper
Our experts create customised financial plans tailored to your unique goals, providing a roadmap to security and freedom.
Bespoke Financial Strategies
Your financial strategy will be bespoke to your goals and outcomes — designed around your life, not a generic template.
Financial Health Checks
We're constantly monitoring the market to ensure your goals remain achievable through any economic environment.
"Financial security isn't a dream or a wish, it's a goal, and we help you achieve it."
— Paul Huggins, Director
Why Momentum
What working with us
actually feels like.
Get Your Time Back
Stop spending weekends worrying about money. We handle the complexity so you can focus on living.
Sleep Soundly
Know your family is protected and your future is secure, no matter what the market does.
A Partner for Life
Not just a one-time plan. We stay with you through every life stage, review, and change.
38+ Years of Expertise
We've navigated every market cycle since 1986. That experience protects your wealth when it matters most.
Why Clients Choose Momentum
A clear comparison of how we work
versus the alternatives.
We're not the only option for your wealth — but we believe we're the right one for clients who value clarity, independence, and long-term partnership. Here's how we compare.
| Feature | M Momentum Wealth | Industry Super Funds | Robo-Advisers |
|---|---|---|---|
| Independence | Independently owned. No product sales targets, no parent company. | In-house advice limited to that fund's products. | Algorithm-driven, no human accountability. |
| Advice Scope | Holistic — investments, super, SMSF, retirement, tax structuring, estate, insurance, aged care, Centrelink. | Limited to your account with that fund. | Investment allocation only. |
| Fiduciary Duty | Legally required to act in your best interests under our AFSL — your goals drive every recommendation, in writing. | General advice only in most cases — no personal Best Interests Duty owed. | General advice only. |
| Fee Transparency | Flat-fee or fixed engagement model. Fully disclosed before you commit. No hidden commissions. | Bundled into your super fees — hard to isolate the true cost. | Percentage of assets, often with platform layers on top. |
| Adviser Continuity | You work with the same adviser long-term. Every adviser has a clear succession plan. | Different person every call. | No adviser. |
| Track Record | 38+ years advising Australian families with measured, documented client outcomes. | N/A | N/A |
| Qualifications | Degree qualified with industry-leading qualifications in SMSFs, Investments, Aged Care, Tax & Social Security. | Call-centre advisers, varying qualifications. | No human adviser. |
| Personalised Strategy | Goal-focused with considerations given to tax, social security, risk management and legacy aspirations. | Generic to fund membership. | Risk-profile questionnaire only. |
| Accessibility | 24-hour call back if calls are not answered immediately. Same-week email response guaranteed. | Queue-based contact. | Chat/email only. |
| Technology & Reporting | Modern client portal, live performance reporting, secure document vault. | Member portal only. | App-based, no strategy layer. |
The People Behind Your Plan
Meet your advisers.
Paul has been advising clients since 1986 and brings nearly four decades of experience across wealth creation, retirement planning, SMSFs and tax-effective financial strategies.
Robert is a highly experienced financial adviser who specialises in helping clients navigate complex financial decisions with clarity and confidence.
Leading our Wantirna office, Cheng has been providing personalised financial advice since 2013. He specialises in SMSFs and complex investment structures.
Connor combines strong technical expertise with a practical, client-focused approach. His experience spans investment strategies, superannuation and retirement planning.
7 advisers & specialists · Two Melbourne offices · Bentleigh & Wantirna
The Process
How it works.
Three simple steps to financial clarity — from your first call to long-term prosperity.
Discovery Call
A relaxed, no-obligation 30-minute conversation with one of our advisers. We listen to your goals, understand your situation, and answer your questions — completely free of charge.
Your Personal Plan
We analyse your full financial picture and build a bespoke strategy tailored to you — covering super, investments, debt, insurance, and retirement — all in plain English.
Ongoing Support
We implement your plan and stay by your side. Regular reviews, proactive communication, and adjustments as life changes — we're your financial partner for the long haul.
Who We Are
About Momentum
Wealth Management
Momentum Wealth Management delivers trusted, tailored and strategic financial advice. With offices in Bentleigh and Wantirna and in excess of $2.2 billion in funds under advice, we are here to assist in your Wealth Creation & Preservation.
At Momentum Wealth, we are dedicated to empowering individuals and businesses to make informed financial decisions. Our team is committed to providing exceptional advisory services to help you build and preserve wealth.
Understanding Your Needs
We take the time to fully understand your current financial position and your life goals.
Creating a Strategic Plan
We integrate key components of wealth accumulation into your life — super, investments, debt, and retirement.
Keeping You on Track
We're your financial guides, providing the support you need to stay focused on the big picture.
What We Offer
Our Services.
Specialising in strategic financial solutions tailored to every stage of your financial journey.
Secure Your Retirement
Stop leaving money on the table. We optimise your super contributions so your retirement savings grow faster with less tax.
Learn more →Take Full Control
Invest in what you know — property, shares, or alternatives — with a Self Managed Super Fund designed around your goals.
Learn more →Get Out of Debt Faster
Turn years of repayments into months. Our structured debt plans free up cash flow and accelerate your path to financial freedom.
Learn more →Grow Your Wealth
A diversified portfolio that works while you sleep — aligned to your risk profile, life stage, and long-term ambitions.
Learn more →Protect What Matters Most
If something went wrong tomorrow, would your family be ok? We make sure the answer is yes — without over-insuring.
Learn more →Design the Life You Want
A clear, number-backed roadmap to retirement — showing exactly when you can stop, what you'll have, and how to make it last.
Learn more →Plan for Later Life
Navigate the aged care system with confidence. We help families structure finances to fund quality care while protecting the assets left behind.
Learn more →Maximise Your Entitlements
Many Australians miss out on thousands of dollars in entitlements. We make sure you receive every dollar you are eligible for.
Learn more →Keep More of What You Earn
Legally reduce your tax burden through smart structuring, contribution strategies, and timing — coordinated with your broader financial plan.
Learn more →Client Results
Real results, real people.
Every client story is unique. Here are a few examples of what becomes possible with the right strategy.
A couple in their mid-50s with scattered super accounts, no clear retirement date, and growing anxiety about whether they had enough.
We consolidated three super funds, restructured their salary sacrifice contributions, and modelled retirement scenarios at ages 62, 65, and 67.
A family with a large home loan, two car loans, and a credit card they couldn't seem to pay off — despite earning a good income.
We mapped every debt, ranked them by after-tax cost, and built a structured paydown plan while redirecting freed-up cash flow into investments.
A business owner wanting more control over his retirement savings and the ability to invest in direct property through super.
We established and structured a Self Managed Super Fund, navigated the compliance requirements, and built a diversified investment strategy.
Names and details are illustrative. Actual client results vary based on individual circumstances.
Take the First Step
Ready to start your financial journey?
Book a complimentary, no-obligation call with one of our experienced advisors.
Free Checklist
The Pre-Retirement Checklist
23 things to action in the 5 years before you retire. A plain-English guide to making sure nothing slips through the cracks before you stop working.
SMSF vs Industry Super comparison calculator — coming soon.
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